bunq – The Best Bank for International Students in Spain

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Moving to Spain for your studies? You’ve got enough to figure out—your bank shouldn’t be one of them. Traditional banks make you jump through hoops, demanding proof of residence, local documents, and endless paperwork before you can even touch your money. That’s where bunq changes the game.

As a fully mobile bank, bunq lets you open a Spanish bank account in just 5 minutes—no NIE/TIE required for the first 90 days, just your passport. With a Spanish IBAN and the freedom to hold multiple European IBANs, you can start sending, receiving, and managing money right away.

Open Your bunq Account

To read more about how to open a bank account in Spain, the best options for your situation and how the whole system works, check out our guide to “The Best Banks in Spain for Internationals”.

Why International Students in Spain Choose bunq

No NIE/TIE? No Problem

Most banks won’t let you open an account without local paperwork. With bunq, you don’t need a NIE or TIE for your first 90 days, just your passport. You can start paying rent, receiving money from home, and splitting bills from day one!

Banking in Your Language

Handling admin in a foreign language is stressful. bunq offers support in 35+ languages, so you can manage your finances without the headache.

The Essentials to Get You Started

bunq offers different plans, including bunq Free, which is available to everyone—whether you’re a student or not. With bunq Free, you get:

Up to 3 free Bank Accounts, supporting 22 Foreign Currencies
Instant Payments across Europe
Low-cost international transfers for sending and receiving money abroad

Budgeting So Easy You’ll Actually Do It

Between tuition, rent, groceries, and nights out, keeping track of your money can be a challenge. With bunq, you get:

Easy Budgeting tools to organize expenses effortlessly
Simplify group expenses with tricount
2.67% high interest on savings, so your money grows while you study

Free Student Banking

Your budget is tight—we get it. That’s why bunq offers bunq Pro for free to students who verify their enrollment. No monthly fees, just premium banking features:

Best exchange rates abroad with Zero FX
6 monthly free international foreign currency transfers
6 monthly free ATM withdrawls
3 free physical cards

Skip the Paperwork. Start Banking Today

Forget in-person appointments, endless forms, and hidden fees. Open a Spanish bank account in minutes and focus on what really matters—enjoying life in Spain.
Sign up today and experience banking that works for you.